OPTrust invests and manages one of Canada’s largest pension funds and administers the OPSEU Pension Plan, including OPTrust Select. We take great pride in serving our members through all stages of their careers and during retirement.
About OPTrustMember news

Thinking about your retirement?
Retirement isn’t just an ending — it’s the start of a whole new chapter. Whether your “someday” is five years away or just around the corner, our retirement readiness resources help you prepare for your retirement journey — so you can step confidently into what’s next.

Changes to retired member re-employment earnings rule
The OPSEU Pension Plan (Plan) was amended effective July 1, 2025, to no longer reduce pensions for retired members who work for a Plan employer as of December 1 in the year they turn 71.

OPTrust shares climate change strategy updates in latest TCFD report
OPTrust’s 2024-25 Task Force on Climate-related Financial Disclosures provides an update on key aspects of our climate change strategy, built to support our members and mission.

2026 Cost of living adjustment is 2.0%
Every January, OPTrust pensions are adjusted for the increase in the cost of living, as measured by the consumer price index (CPI), reported by Statistics Canada.

2025-26 Post-retirement benefits and out-of-country premium rate change
Effective June 1, 2025, premiums for Legacy A2 (169494) and Retiree-Focused B2 (members paying 100% premiums - 169974) group insurance plans have increased. The out-of-country (OUP) premiums have also increased for Legacy A1 and A2 (157838 and 169494). The out-of-country premiums for Retiree-Focused members has not changed. Life Insurance has also remained the same for all group insurance plans.

Thinking about your retirement?
Retirement isn’t just an ending — it’s the start of a whole new chapter. Whether your “someday” is five years away or just around the corner, our retirement readiness resources help you prepare for your retirement journey — so you can step confidently into what’s next.

Changes to retired member re-employment earnings rule
The OPSEU Pension Plan (Plan) was amended effective July 1, 2025, to no longer reduce pensions for retired members who work for a Plan employer as of December 1 in the year they turn 71.

OPTrust shares climate change strategy updates in latest TCFD report
OPTrust’s 2024-25 Task Force on Climate-related Financial Disclosures provides an update on key aspects of our climate change strategy, built to support our members and mission.

2026 Cost of living adjustment is 2.0%
Every January, OPTrust pensions are adjusted for the increase in the cost of living, as measured by the consumer price index (CPI), reported by Statistics Canada.

2025-26 Post-retirement benefits and out-of-country premium rate change
Effective June 1, 2025, premiums for Legacy A2 (169494) and Retiree-Focused B2 (members paying 100% premiums - 169974) group insurance plans have increased. The out-of-country (OUP) premiums have also increased for Legacy A1 and A2 (157838 and 169494). The out-of-country premiums for Retiree-Focused members has not changed. Life Insurance has also remained the same for all group insurance plans.

A message from President and CEO Peter Lindley

Investing for tomorrow
Investment returns account for more than 70 per cent of the benefits we pay to members when they retire. To achieve this, we manage a globally diversified portfolio of assets and seek the best opportunities for value creation. Balancing return expectations against funding risks ensures we have sufficient assets to pay pensions now and in the future.
See how we invest
People for Pensions
What are the benefits of a defined pension plan? Find out and get more information about the OPSEU Pension Plan, who can join and its role in planning for retirement.
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