Introduction: What are the advantages of applying to buy back credit?
Why we suggest you apply even if you’re not ready to buy
Why credit matters
Increasing your pension
Qualifying for early retirement
Post-retirement insured benefits
What kinds of service can I buy back?
Service with an employer who contributed to the OPSEU Pension Plan, the Public Service Pension Plan (PSPP), or its predecessor
Unpaid leaves of absence
Service with another Canadian registered pension plan
How can I obtain a cost quote?
When can I apply?
24-month application deadline
What is a “complete application”?
Buyback quotes and payment options are available online!
How much will my buyback cost?
What are my payment options?
Payment options
Payment time limits
How will my buyback affect my taxes?
Your buyback and your RRSP room
Your buyback and your taxable income
Frequently asked questions
Commonly used pension terms
How we stay in touch
© Copyright OPSEU Pension Trust / Fiducie du règime de retraite du SEFPO.
© Copyright OPSEU Pension Trust / Fiducie du règime de retraite du SEFPO.