OPTrust's retirement options for divested members

Your pension amount

If you start to receive a pension from OPTrust under any of the early retirement provisions, your pension will be calculated based on your credit and your average annual salary in the OPSEU Pension Plan. Your OPTrust pension will not be reduced for CPP integration until age 65. Click here for pension calculation examples.

For more information on CPP integration, please refer to our booklet
Your Pension and the Canada Pension Plan.