About the OPSEU Pension Plan
What is a divestment?
Introduction
Understanding the legislation
Divestment provisions
When do the divestment provisions apply?
What if the divestment provisions apply?
When do the divestment provisions not apply?
What if the divestment provisions do not apply to you?
Your termination options if the divestment provisions don’t apply
Vesting
Additional options if you are laid off
Reciprocal Transfer Agreements
Starting work with the new employer
What happens to an active buyback?
What happens to your pension after the divestment?
OPTrust’s retirement options for divested members
Reduced pension
Your pension amount
Disability pension
What happens if you leave your new employer before retirement?
How your pension is calculated if you have been divested
What about divestments to the OPSEU Pension Plan?
Inflation protection for your OPTrust pension
What if your salary changes with your new employer?
When will you receive your OPTrust pension?
Will you receive insured benefits?
What about survivor benefits?
Future improvements to the OPSEU Pension Plan
Frequently asked questions
Common pension terms
Your Pension and Divestments© Copyright OPSEU Pension Trust / Fiducie du règime de retraite du SEFPO.