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What about health, dental and life
insurance benefits after retirement?

WHO GETS THEM

Currently, you, your spouse and your eligible dependent children qualify* for insured benefits if you meet one of the following criteria:

  1. you are receiving a pension based on at least 10 years of credit in the OPSEU Pension Plan or the PSPP, or
  2. you are receiving a pension based on at least 10 years of continuous employment and have some credit in the OPSEU Pension Plan for at least some part of each of those 10 years.

If you were employed in the OPS or certain other eligible organizations and meet any of the requirements above, you are entitled to insured benefits in retirement.

A SUMMARY OF BENEFITS

Insured benefits for eligible pensioners include coverage for: dental, vision, hearing aid coverage, supplementary health and hospital and basic life insurance. The premiums for these benefits are paid by the Ontario Government or relevant agency, board or commission.

The premiums for basic life insurance are paid by your employer and are a taxable benefit.

HOW THEY ARE ADMINISTERED

For more details on insured benefits, please refer to the Management Board Secretariat publication: A Guide to Your Benefits – After Retirement. This booklet is available from OPTrust.

Note: These benefits are not part of the OPSEU Pension Plan. They are provided separately by the Government of Ontario and may be subject to change in the future.

*Eligibility for coverage under the group insured benefit plan for eligible Ontario government retirees, is subject to the policy terms and conditions in effect at retirement.

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