Under the OPSEU Pension Plan, vested members who do not qualify for an early
unreduced pension may retire at age 55 or older with a reduced OPTrust pension.
Under the early reduced pension option, the memberís pension amount is
calculated using the Planís basic pension formula (without the reduction for CPP
integration), then permanently reduced by 5% for each year the member is under
65. At age 65, the retired memberís pension will be reduced for CPP integration.