This section provides background information on the termination process
and the options that are available to members, depending on their individual
circumstances. It also describes the procedures and forms employers must use
when an OPTrust member terminates employment and/or membership in the Plan.
Termination of Plan Membership
To be eligible for a pension benefit from the OPSEU Pension Plan, an employee
must first terminate his or her plan membership. An employee’s membership is
terminated in the following circumstances:
The individual’s employment is terminated. This is defined as a complete
severance of the employee-employer relationship, either before retirement, at
retirement or due to the death of the member.
The employee permanently moves to a non-OPSEU bargaining unit or excluded
position with no break in employment and becomes a member of the Public Service
Pension Plan (PSPP).
The employee is terminally ill and has a life expectancy of less than 24
An employee’s plan membership is not affected when he or
she accepts a temporary or acting assignment to a position that is covered by
another pension plan.
In This Section
This section of the Employer Manual describes members’ options – and the
required procedures, forms and other documentation – when terminating Plan
membership before retirement under 1) and 2) above.
Special provisions apply to members who are transferred to a new employer and
join that employer’s pension plan as part of a divestment. For more information,
please see the separate Divestments section.
For information on retiring with an immediate pension under
the OPSEU Pension Plan, please see the Retirement section of
Future sections of this manual will provide information on
pension procedures relating to:
the death of a member before retirement
benefits payable to members with limited life expectancy.