Fact Sheets contain in-depth information on select topics.

Buybacks
Disability
Divestment
Leaving the Plan
Marital breakdown
Retiree pensions
Survivor benefits
Transfers

Buybacks:

• Open Option Buyback

  Read it online: HTML version
  Printer-friendly version: PDF (562KB)
  - explains the Plan’s new option for buying back service outside the normal 24-month application deadline
  (February 2010)

Disability:

• Applying for an OPTrust Disability Benefit
  Read it online: HTML version
  Printer-friendly version: PDF (126KB)
  - provides detailed information on OPTrust's disability benefits and the application process (January 2004)
  
  
• Contributing to Your Pension While on a WSIB Leave
  Read it online: HTML version
  Printer-friendly version: PDF (219KB)
  - information about mandatory and optional pension contributions during a WSIB leave (July 2005)
  
  

• LTIP and Your Pension Contributions

  Read it online: HTML version
  Printer-friendly version: PDF (760KB)
- information on how your pension is affected when you're on LTIP (February 2007)

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Divestment:

• HST divestment and your pension options
  Read it online: HTML version
  Printer-friendly version: PDF (874 KB)
  - explains pension options for members involved in the Harmonized Sales Tax (HST) divestment (April 2010)
  

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Leaving the Plan:

• Bridging to an unreduced pension
  Read it online: HTML version
  Printer-friendly version: PDF (562KB)
  - explains bridging to an unreduced pension
  (February 2009)
  
  
• Deferred Pension or Commuted Value Transfer
  This fact sheet is being revised. Please contact us if you want information about your termination options.
  
  

• Leaving your employment - checklist for process and paperwork

  Read it online: HTML version
  Printer-friendly version: PDF (755KB)
  - explains leaving your employment and understanding your pension options (February 2009)
  
  

• Pension options when your employment ends

  Read it online: HTML version
  Printer-friendly version: PDF (799KB)
  - outlines your pension options (February 2009)

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Marital breakdown:

• Spousal Relationship Breakdown: Your Pension and Dividing Your Family Assets
  Read it online: HTML version
  Printer-friendly version: PDF (150KB)
  - includes information for members and retirees on dividing an OPTrust pension when the domestic contract, court order or family arbitration award is made on or after January 1, 2012 (January 2012)
  
  If your domestic contract, court order or family arbitration award was made before January 1, 2012, please contact us.

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Retirees:

• Appointing an attorney for your OPTrust pension
  Read it online: HTML version
  Printer-friendly version: PDF (230KB)
  - describes a power of attorney for property for an OPTrust pension (May 2011)

   

• Inflation protection for your pension

  Read it online: HTML version
  Printer-friendly version: PDF (611KB)
  - explains how inflation adjustments are calculated (December 2011)
  
  

• Turning Age 65 and Your Pension

  Read it online: HTML version
  Printer-friendly version: PDF (274KB)
  - explains what happens to your pension when you reach age 65 (February 2010)

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Survivor benefits:

• Survivor benefits and minor children
  Read it online: HTML version
  Printer-friendly version: PDF (542KB)
  - the pros and cons of appointing a Trustee or a Guardian of Property for minor children designated to receive pension benefits (January 2010)
  
  
• Your pension beneficiaries
  Read it online: HTML version
  Printer-friendly version: PDF (274KB)
  - explains why is it important to identify your beneficiaries (February 2010)

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Survivor benefits:

• Survivor benefits and minor children
  Read it online: HTML version
  Printer-friendly version: PDF (542KB)
  - the pros and cons of appointing a Trustee or a Guardian of Property for minor children designated to receive pension benefits (January 2010)
  
  
• Your pension beneficiaries
  Read it online: HTML version
  Printer-friendly version: PDF (274KB)
  - explains why is it important to identify your beneficiaries (February 2010)

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