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Members' Overview

As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension:

New to the plan

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Permanent staff must join the pension plan. For contract and unclassified staff plan membership is optional.
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Buying Back Pension Service

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New pension plan members can buy back past uncredited pension service and may be eligible to transfer in pension service from another plan.
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Leaves of Absence

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Members who are planning a leave of absence or who have recently returned from a leave have the option to buy back pension credit.
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Changing your Marital Status

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Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Divested Members

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Ontario’s pension law protects the pension benefits you have earned with the OPSEU Pension Plan, when your branch or unit is divested.
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Leaving Your Job

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If you leave your job before retirement, your membership in the pension plan ends. You have options regarding your pension.
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Planning for Retirement

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Retirement is a major life change. Preparation and planning will help with a smooth transition to this next phase of your life.
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Planning for your survivors

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Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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