As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension:
New to the plan
Permanent staff must join the pension plan. For contract and unclassified staff plan membership is optional.
Buying Back Credit
New pension plan members can buy back past uncredited service and may be eligible to transfer in service from another plan.
Leaves of Absence
Members who are planning a leave of absence or who have recently returned from a leave have the option to buy back pension credit.
Changing your Marital Status
Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
Ontario’s pension law protects the pension benefits you have earned with the OPSEU Pension Plan, when your branch or unit is divested.
Leaving Your Job
If you leave your job before retirement, your membership in the pension plan ends. You have options regarding your pension.
Planning for Retirement
Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.