Early Reduced Pension

posting date Revised: August 2009 print page Print this page Email link to page Email the link

Under the OPSEU Pension Plan, vested members who do not qualify for an early unreduced pension may retire at age 55 or older with a reduced OPTrust pension. 

Under the early reduced pension option, the member’s pension amount is calculated using the Plan’s basic pension formula (without the reduction for CPP integration), then permanently reduced by 5% for each year the member is under 65. At age 65, the retired member’s pension will be reduced for CPP integration.