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Membership in the OPSEU Pension Plan

Membership in the OPSEU Pension Plan will be either mandatory or optional depending on your age and the terms of your employment. Eligibility for membership varies depending on an employee’s individual circumstances. If you are unsure whether or not you are eligible to participate in the Plan, please contact OPTrust directly – we are happy to help you.

Mandatory membership

Generally speaking, membership will be mandatory if you are less than 65 years old and

  • you work for an Ontario government ministry or other employer as a regular full-time or part-time employee (including probationary employees) and are included in an OPSEU-represented bargaining unit whose members participate in the OPSEU Pension Plan, or
  • you are a permanent employee of the OPSEU Pension Trust, even if you are not part of the bargaining unit.

While enrollment in the Plan is automatic, you will be required to complete the necessary paperwork at date of hire.

OPTIONAL MEMBERSHIP

Membership may also be optional for fixed-term (i.e. contract), seasonal or flexible part-time employees who are included in an OPSEU-represented bargaining unit whose members participate in the OPSEU Pension Plan. Eligible employees may join the Plan on or after their date of hire.

Membership may be optional for regular employees who are between the ages of 65 and 71 at the time of hire. However, your participation in the OPSEU Pension Plan must end by November 30th of the year you reach age 71, in accordance with the Income Tax Regulations.

If membership is optional for you and you decide to join, please speak to your employer and complete the Member Enrolment (OPTrust 1005) form.

ONCE A MEMBER

Regardless of whether your membership is mandatory or optional, once you join the Plan, you cannot end your membership until you terminate your employment or retire.