Members' Overview

Plan changes improve survivor benefits for dependent children

Effective April 1, 2023, the following changes have been made that will impact the survivor benefits payable from the OPSEU Pension Plan:

  • The definition of an eligible child has been expanded so disabled dependent children may be entitled to receive a survivor pension.
  • The eligible children of members who die before they retire are now second in line to receive a survivor pension after a member’s spouse.

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Previous updates:

New to the plan

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Permanent staff must join the pension plan. For contract and unclassified staff plan membership is optional.
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Buying Back Pension Service

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New pension plan members can buy back past uncredited pension service and may be eligible to transfer in pension service from another plan.
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Leave of Absence Buybacks

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Members who are planning a leave of absence or who have recently returned from a leave have the option to buy back pension credit.
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Temporary Part-Time Work Arrangements

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Effective February 1, 2022, members of the OPSEU Pension Plan will earn full pension service if they enter into an arrangement with their employer to temporarily reduce their regular working hours.
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Changing your Marital Status

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Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Divested Members

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Ontario’s pension law protects the pension benefits you have earned with the OPSEU Pension Plan, when your branch or unit is divested.
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Leaving Your Job

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If you leave your job before retirement, your membership in the pension plan ends. You have options regarding your pension.
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Planning for Retirement

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Retirement is a major life change. Preparation and planning will help with a smooth transition to this next phase of your life.
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Planning for your survivors

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Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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