Members - Divested

What you need to know

  • your membership in the Plan ends when your job is divested to another employer
    your pension with OPTrust is protected when your job is divested
    • the OPSEU Pension Plan recognizes your years of pension service in your other plan for eligibility for an early unreduced pension in the OPSEU Pension Plan
    • your OPTrust pension will be based on the pension service you have earned in the OPSEU Pension Plan only
    • to start your pension from the OPSEU Pension Plan you must terminate your employment with your successor employer (unless you are eligible for an age 65 pension)
    • The Pension Benefits Act imposes statutory requirements to protect the pension benefits
  • OPTrust  sends you an annual statement outlining your pension options and your annual cost-of-living increase
  • your access to your Online Services account ends when we receive your divestment notice and is reactivated when you start to receive your pension
  • you and your eligible survivors may be eligible for insured benefits in retirement
  • you can pay a lump sum for any outstanding buyback balance or take the reduced pension service when the divestment happens
  • We work to handle your service request in a timely manner. See our Service Delivery Standards


What you need to do

When to contact us

  • you are planning to retire
  • you leave your successor employer before retirement
  • change of address, e-mail or other contact information
  • change in marital status

Background material for more information