Optional Upgrade Packages are available effective May 1, 2017 to all pensioners who are eligible for Post Retirement Benefits (PRBs), including eligible retirees who started their pension before January 1, 2017. READ MORE

Insured Benefits and your T4A
Are you paying premiums for post-retirement insured benefits and/or the post-retirement insured benefits Optional Upgrade Package? IF YES: The amount of the premiums you paid in 2017 are reported in Box 135 on your T4A. These premiums can be claimed as an eligible medical expense on your income tax and benefit return.

More information is available on the Canada Revenue Agency website at or 1 800 959-8281.

As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes


Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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