Staying Connected

We are currently in the planning phase for a gradual return to our offices when it is safe to do so. We are taking a thoughtful, deliberate and conservative approach guided by public health recommendations to prevent risks to the health and safety of our members and team. Read more (August 13, 2020 update)


Changes to Post-Retirement Benefits Premium Rates and OUP Premium Rates for OPTrust Retirees

Effective July 1, 2020, the premium rates for the Government of Ontario’s post retirement insured benefits plans and the associated optional upgrade packages are increasing.

Ending Your Coverage under the Optional Upgrade Package

If you decide to terminate your coverage under the Optional Upgrade Package (OUP), please be advised that your decision is final and irrevocable. Once you opt out, you cannot re-enrol.
To terminate your coverage under the OUP, please notify OPTrust using one of the two methods below:

  1. Send us a secure message using your online services account.
  2. Send us a scanned copy or photo of a written notice that includes your full name, OPTrust ID #, signature and the date using the secure Contact Us page of our website.

Your OUP premiums and coverage will continue only until the end of the month in which OPTrust receives your notice terminating your coverage.

Your notice applies only to your coverage under the OUP and does not affect your coverage under the post retirement insured benefits plan in which you are enrolled.

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As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
Read more

Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
Read more


Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
Read more

Marital Status changes


Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
Read more


Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
Read more