Insured benefits and your T4A
If you’re paying premiums for post-retirement insured benefits and/or the post-retirement insured benefits Optional Upgrade Package, the amount you paid in 2018 is reported in Box 135 on your T4A. These premiums can be claimed as an eligible medical expense on your income tax and benefit return. More information is available on the Canada Revenue Agency or 1 800 959-8281.

Want additional tax deducted?
If you want OPTrust to deduct additional tax from your pension, using your Online Services account, click on the link Tax Information T4A and TD1.

Having issues viewing your T4A online?
Depending on your browser or if you are using an iPad, Mac or an iPhone, you may not be able to view your T4A. We apologize for the inconvenience. Your T4A was mailed on February 4, 2019 and you should receive it soon.

As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes


Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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