Temporary Premium Holiday - Optional Upgrade Plan (OUP)

In response to  impacts of the pandemic on utilization, a 3-month temporary premium holiday will be implemented for the retiree-paid Emergency Out-of-Country plan (i.e. OUP)  between September 1, 2021 and  November 30, 2021. This means that retirees enrolled in the Emergency Out-of-Country plan will not pay premiums during this 3-month period but will continue to have access to this coverage.


View your Retired Member Statement today

Every two years we send you a Retired Member Statement to keep you up to date on important information about your pension. Simply sign onto OPTrust's secure Online Services and view your statement in the "My Statements" section.

2021-22 Post-Retirement Benefits Premium Renewal

For the period April 1, 2021 through March 31, 2022, the current premium rates for all group insurance plans will remain unchanged including the Life Insurance and Optional Upgrade Plan.

Ending Your Coverage under the Optional Upgrade Package

If you decide to terminate your coverage under the Optional Upgrade Package (OUP), please be advised that your decision is final and irrevocable. Once you opt out, you cannot re-enol. Read more

Previous updates (view more)

As a member of the OPSEU Pension Plan, there are a number of life events that will affect your pension.

Starting Your Pension

couple retirement

Your pension is usually paid on the 26th of the month, is payable for your lifetime and provides survivor benefits for your eligible spouse.
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Pension changes at 65

senior woman

At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
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Insured Benefits

senior couple

Insured benefits for eligible retirees include coverage for: dental, supplementary health and hospital and basic life insurance.
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Marital Status changes


Marital status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
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Planning for your Survivors

senior using computer

Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
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